ITIN Car Loans for Drivers Across California
You do not need a Social Security number to finance a car. Days Auto Sales works with lenders that approve buyers using an ITIN (Individual Taxpayer Identification Number), so hardworking families across California can build credit and drive a dependable vehicle.
Our team walks you through every step, in English or Spanish, and tells you up front what the lenders will ask for. No runaround and no surprise requirements at the end.
- ITIN accepted in place of a Social Security number
- Se habla español
- No credit history needed to apply
- Builds U.S. credit with on-time payments
- Cash or check income can qualify with bank statements
- Trade-ins welcome
How ITIN financing works
- Apply online and choose ITIN on the application. Your number is encrypted.
- We match you with lenders that finance ITIN buyers.
- We confirm your approval, payment and down payment with you.
- Choose your vehicle and sign. Your on-time payments start building credit.
What to bring
- Your ITIN letter or card
- Valid ID: passport, matricula consular or California driver's license
- Proof of income: pay stubs, bank statements or tax returns
- Proof of residence such as a utility bill
- Down payment
Apply with ITIN · (909) 544-7587 · Browse inventory
Frequently asked questions
Can I buy a car with an ITIN number and no Social Security number?
Yes. Several of our lenders approve ITIN applicants. You apply the same way as any buyer and select ITIN instead of SSN.
What ID can I use for an ITIN car loan?
Lenders commonly accept a valid passport, matricula consular or California driver's license together with your ITIN documentation.
Do I need a down payment for an ITIN auto loan?
Most ITIN approvals include a down payment. The amount depends on the lender, the vehicle and your income; we tell you the exact number before you come in.
Will an ITIN car loan help me build credit?
Yes. ITIN auto loans report to credit bureaus, so on-time payments help you build a U.S. credit history for future purchases.